DIY Plumbing Repair - You Have Homeowners Insurance, Use It

Article by: Ray Breitenbach

Since most home , Thomasville Bedding Ensembles owners insurance policies don't cover the cost of repairs , Types Of Water Filters few people think to check with them when plumbing , Thomasville Bedding Ensembles problems occur. Although they may not cover the repair, , We Have a Damp Problem, No it is Just a Condensation Problem they will usually cover the value of damaged property , Clogged Dryer Vent Hose Can Be Dangerous. including cleaning up after the repair. , Refrigerators Electric Consumption - Lower It In 15 Minutes The scope of this type of project is typically not a diy , Aluminum Awnings – An Economical Way To Cool Your Home plumbing repair , Shower Tray and Shower Enclosure Installation project so you will want to find any way you can to help pay for it. A few years ago I had the misfortune of finding water , Hardwood Floor Cleaners seeping through a wall , Cleansing Your Space in my basement , Hardwood Floor Cleaners one spring. , How To Select Scraped//Distressed Hardwood Flooring First this was blamed on a very wet season. , Building a Room Addition - First Develop a Room Addition Plan Next, when dry weather , Outdoor Kitchen Interoduction came around and the leak was still there a basement , Home Security Systems Provide a Safe Environment for Family Members waterproofing contractor , Modular Homes Misconceptions and Myths was called in. It was no suprise when this contractor , Basement Moisture Sealing: Top Four Steps to Sealing Basements informed me that I had ground water , Laminate Flooring and Installation Glue - Don't Get Yourself into a Sticky Situation! and needed their expensive services. Since the company had a vested interest in me believing this they did not seem to feel the need to offer any other possible explanation. Based on the fact that the remaining 95% of the basement walls , Different Shapes and Sizes of Clocks had no such problem a third opinion was in order.

Based on the proximity of the leak to the primary kitchen , Cleansing Your Space drain pipes a third contractor , Cleansing Your Space was called. After a short examination, the plumbing , Kitchen Bar Stools - They're Not Just For Breakfast Anymore! contractor was able to determine that the kitchen , Allow Me to Introduce You to the Fungus Family drain pipe was leaking (not where we could access it easily of course but behind a cinder block wall , Air Conditioner Maintenance: Don't Forget It under a concrete , Rusty Roof, Over and Over Again? slab).

The plumbing , Garage Floor Paint Does Not Have To Peel contractor then made an unexpected suggestion - call , Solar Energy Systems for Pools my insurance company before starting the repair. , Sauna Steam Power The Guide To Relaxation and Building Saunas That was when he explained that the company would not pay for the repair, , What Are The Different Types And Qualities Of Stained Glass? but they would pay for the cost of jack hammering up my living room, , Two Common Flooring Decorating Traps Almost All Customers Fall Into hall, and/or office floor , Foundation Repair Costs to find the leak and cleaning up afterwards. He was also able to suggest an alternative solution that was cleaner and much less expensive and present it to the insurance company.

Two repair , Garage Door scenarios were proposed.

The first project would involved having the plumbing , Electric Boilers contractor find the leak under the living room , Steps on How to Install Laminated Flooring slab, repair , Laying Vinyl Tile the Right Way the drain pipe, and then replace the concrete , Clogged Dryer Vent Hose Can Be Dangerous. and flooring , Sauna Steam Power The Guide To Relaxation and Building Saunas to clean up after the project. As would be expected the estimate for this repair , Types Of Water Filters was on the high side ($4000+ by the time all the cleanup work would have been completed).

The second repair , Air Conditioner Maintenance: Don't Forget It was considerably less intrusive - they would cap off the existing drain line (kitchen only) and re-route it through the joist's in the basement , What Are The Different Types And Qualities Of Stained Glass? and re-connect it to the main line outside , Building a Room Addition - First Develop a Room Addition Plan the house. , Laminate Flooring and Installation Glue - Don't Get Yourself into a Sticky Situation! The only "heavy" work in this proposal was cutting a 6 inch hole in the exterior wall , Planning Permission Tips UK - Illegal Building Works - Is there an Upside? and digging a trench to run the new pipe to be reconnected. The remainder of the work amounted to a fairly simple plumbing repair. , We Have a Damp Problem, No it is Just a Condensation Problem The net cost for this repair , Electric Boilers was about half the first proposal

With both of these proposals on hand, the insurance company had no problem in justifying payment for the FULL SECOND OPTION (less deductable of course). The insurance company saved money, the home , Laminate Flooring and Installation Glue - Don't Get Yourself into a Sticky Situation! owner saved money, and the repair , Electric Boilers was accomplished within 2 days with a minimum of cleanup required.

This entire project demonstrated the value of a good plumbing , Shower Tray and Shower Enclosure Installation contractor. They were able to quickly identify the problem, propose multiple solutions, and help justify the payment by the insurance company.

This repair , Planning Permission Tips UK - Illegal Building Works - Is there an Upside? also demonstrated the value of a insurance company. The insurance company was willing to accept and pay for an alternative solution as well as inform the home , Aluminum Awnings – An Economical Way To Cool Your owner of all the valid expenses that should be recorded for reimbursement.

Ray Breitenbach writes for Simple Home , Wood Or Metal Playground Equipment Repairs. Please visit for more information , Basement Moisture Sealing: Top Four Steps to Sealing Basements on how to , Select Scraped//Distressed Hardwood Flooring perform you own basic home , Robotic Vacuum Cleaners repairs.

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