DIY Plumbing Repair - You Have Homeowners Insurance, Use It

Article by: Ray Breitenbach

Since most home , ICE DAMS: What To Do? owners insurance policies don't cover the cost of repairs , Flooring Tips You Must Know few people think to check with them when plumbing , Decorate A Room In The Tropical Style problems occur. Although they may not cover the repair, , Foundation they will usually cover the value of damaged property , Garage Sales - Good For Everyone including cleaning up after the repair. , How to Prevent Basement Flooding by Installing a Sump Pump The scope of this type of project is typically not a diy , Rustic Log Patio Furniture Considerations plumbing repair , How To Choose Laminate Flooring For Your Home project so you will want to find any way you can to help pay for it. A few years ago I had the misfortune of finding water , Bathroom Remodeling Ideas seeping through a wall , Flooring Tips You Must Know in my basement , Vacuum The Grime, Vacuum The Past one spring. , Make a Grand Entrance of Your Front Door First this was blamed on a very wet season. , Garage Sales - Good For Everyone Next, when dry weather , Gas Control is Necessary Even in Your Own Home came around and the leak was still there a basement , The Charm of French Country Kitchen Design waterproofing contractor , Buying a new home Â– without the stress! was called in. It was no suprise when this contractor , Air Purifiers and Asthma informed me that I had ground water , Charge Up With an Ionic Air Cleaner! and needed their expensive services. Since the company had a vested interest in me believing this they did not seem to feel the need to offer any other possible explanation. Based on the fact that the remaining 95% of the basement walls , Plumbing Noises: Noisy Water Pipes had no such problem a third opinion was in order.

Based on the proximity of the leak to the primary kitchen , How To Choose A Pool Cover? drain pipes a third contractor , Best Placement for Window Air Conditioners was called. After a short examination, the plumbing , Vacuum The Grime, Vacuum The Past contractor was able to determine that the kitchen , Guide to Memory Foam, Memory Foam Mattresses and Memory Foam Pillows drain pipe was leaking (not where we could access it easily of course but behind a cinder block wall , Garage Sales - Good For Everyone under a concrete , Knife Blades and Dangerous Edges slab).

The plumbing , Smoke Detectors are Now Required by Law! contractor then made an unexpected suggestion - call , Choosing The Perfect Home Plans my insurance company before starting the repair. , Hurricane Shutters That was when he explained that the company would not pay for the repair, , Information on ceiling fans for your home but they would pay for the cost of jack hammering up my living room, , Rustic Log Patio Furniture Considerations hall, and/or office floor , Knife Blades and Dangerous Edges to find the leak and cleaning up afterwards. He was also able to suggest an alternative solution that was cleaner and much less expensive and present it to the insurance company.

Two repair , Let’s “Clear the Air” Shall We? scenarios were proposed.

The first project would involved having the plumbing , Central Air Conditioners contractor find the leak under the living room , Garage Sales - Good For Everyone slab, repair , Hurricane Shutters the drain pipe, and then replace the concrete , Make a Grand Entrance of Your Front Door and flooring , Fine Window Blinds Are A Versatile Decoration For Today's Home to clean up after the project. As would be expected the estimate for this repair , Air Purifiers and Asthma was on the high side ($4000+ by the time all the cleanup work would have been completed).

The second repair , 4 Feature Benefits of Bath Tubs for the Handicapped was considerably less intrusive - they would cap off the existing drain line (kitchen only) and re-route it through the joist's in the basement , Let’s “Clear the Air” Shall We? and re-connect it to the main line outside , Rustic Log Patio Furniture Considerations the house. , How to Prevent Basement Flooding by Installing a Sump Pump The only "heavy" work in this proposal was cutting a 6 inch hole in the exterior wall , How To Choose Laminate Flooring For Your Home and digging a trench to run the new pipe to be reconnected. The remainder of the work amounted to a fairly simple plumbing repair. , Why should you buy Tempur Pedic's Memory Foam Mattress? The net cost for this repair , Vacuum The Grime, Vacuum The Past was about half the first proposal

With both of these proposals on hand, the insurance company had no problem in justifying payment for the FULL SECOND OPTION (less deductable of course). The insurance company saved money, the home , Flooring Tips You Must Know owner saved money, and the repair , How to Prevent Basement Flooding by Installing a Sump Pump was accomplished within 2 days with a minimum of cleanup required.

This entire project demonstrated the value of a good plumbing , Foundation Repair contractor. They were able to quickly identify the problem, propose multiple solutions, and help justify the payment by the insurance company.

This repair , Solar Projects – Should You Do Them Yourself? also demonstrated the value of a insurance company. The insurance company was willing to accept and pay for an alternative solution as well as inform the home , Best Placement for Window Air Conditioners owner of all the valid expenses that should be recorded for reimbursement.

Ray Breitenbach writes for Simple Home , Decorate A Room In The Tropical Style Repairs. Please visit for more information , Vacuum The Grime, Vacuum The Past on how to , Why You Need a Gutter perform you own basic home , Gas Control is Necessary Even in Your Own repairs.

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