DIY Plumbing Repair - You Have Homeowners Insurance, Use It

 


Article by: Ray Breitenbach

Since most home , Log Basics owners insurance policies don't cover the cost of repairs , Is Your Home Fully Protected Against Winter few people think to check with them when plumbing , Going Stainless problems occur. Although they may not cover the repair, , MPs Champion Anti-scalding Campaign they will usually cover the value of damaged property , Going Stainless including cleaning up after the repair. , Planning Permission Tips UK - Two Story Side Extensions - The Common Mistakes The scope of this type of project is typically not a diy , Handheld Shower Filter with Replacement Filters and Cartridges for Your Shower Filters plumbing repair , Great information on bed linens, linen fabric and table linens project so you will want to find any way you can to help pay for it. A few years ago I had the misfortune of finding water , Laminate Flooring - Should you Pick Glued Or Click? seeping through a wall , Real Estate: Seller's Checklist in my basement , Laminate Flooring - Should you Pick Glued Or Click? one spring. , The Art of Power Washing Decks First this was blamed on a very wet season. , Replacement Windows and Double Glazing - Essential Buyers Tips Next, when dry weather , Replacement Windows and Double Glazing - Essential Buyers Tips came around and the leak was still there a basement , Replacement Windows and Double Glazing - Essential Buyers Tips waterproofing contractor , Bottle Openers – Did You Know? was called in. It was no suprise when this contractor , Planning Permission Tips UK - Two Story Side Extensions - The Common Mistakes informed me that I had ground water , Handheld Shower Filter with Replacement Filters and Cartridges for Your Shower Filters and needed their expensive services. Since the company had a vested interest in me believing this they did not seem to feel the need to offer any other possible explanation. Based on the fact that the remaining 95% of the basement walls , Is Your Fireplace Keeping You Warm and Cozy? - Tips for Better Heat had no such problem a third opinion was in order.

Based on the proximity of the leak to the primary kitchen , Going Stainless drain pipes a third contractor , The Art of Power Washing Decks was called. After a short examination, the plumbing , Laminate Flooring - Should you Pick Glued Or Click? contractor was able to determine that the kitchen , Proper Ways to Exercise on Home Gyms drain pipe was leaking (not where we could access it easily of course but behind a cinder block wall , Real Estate: Seller's Checklist under a concrete , The Art of Power Washing Decks slab).

The plumbing , Tiffany Stained Glass History contractor then made an unexpected suggestion - call , Tools - Choosing A Handsaw my insurance company before starting the repair. , How To Take Care Of Your Cuckoo Clock That was when he explained that the company would not pay for the repair, , The Art of Power Washing Decks but they would pay for the cost of jack hammering up my living room, , Home Improvement Projects hall, and/or office floor , Make Clothes Dryer More Efficient by Recycling the Heat to find the leak and cleaning up afterwards. He was also able to suggest an alternative solution that was cleaner and much less expensive and present it to the insurance company.

Two repair , How To Choose The Right Faucet scenarios were proposed.

The first project would involved having the plumbing , Tools - Choosing A Handsaw contractor find the leak under the living room , The Solar Energy Industry Grew 67% Last Year: Are You Making the Best Decision for Your Future? slab, repair , Electrical Home Inspection: What You Need to Know! the drain pipe, and then replace the concrete , Bottle Openers – Did You Know? and flooring , Going Stainless to clean up after the project. As would be expected the estimate for this repair , How To Take Care Of Your Cuckoo Clock was on the high side ($4000+ by the time all the cleanup work would have been completed).

The second repair , What You Need To Know Before You Hire A Contractor was considerably less intrusive - they would cap off the existing drain line (kitchen only) and re-route it through the joist's in the basement , Memory foam and latex foam mattresses - wake up feeling brand new and re-connect it to the main line outside , Tools - Choosing A Handsaw the house. , 5 Simple Tips To Keep Your Tile Clean and Fresh The only "heavy" work in this proposal was cutting a 6 inch hole in the exterior wall , Planning Permission Tips UK - Two Story Side Extensions - The Common Mistakes and digging a trench to run the new pipe to be reconnected. The remainder of the work amounted to a fairly simple plumbing repair. , 5 Simple Tips To Keep Your Tile Clean and Fresh The net cost for this repair , Kitchen Design Online - Understanding the Work Triangle and Kitchen Layouts was about half the first proposal

With both of these proposals on hand, the insurance company had no problem in justifying payment for the FULL SECOND OPTION (less deductable of course). The insurance company saved money, the home , Laminate Wood Flooring and the Benefits over Traditional Wood & Ceramic Tile owner saved money, and the repair , Tiffany Stained Glass History was accomplished within 2 days with a minimum of cleanup required.

This entire project demonstrated the value of a good plumbing , How Much Do You Value Your Home’s Contents? Keep Them Covered. contractor. They were able to quickly identify the problem, propose multiple solutions, and help justify the payment by the insurance company.

This repair , Prefabricated Building Manufacturers also demonstrated the value of a insurance company. The insurance company was willing to accept and pay for an alternative solution as well as inform the home , Buying the Right Garage Door Opener owner of all the valid expenses that should be recorded for reimbursement.
Ray Breitenbach writes for Simple Home , How To Take Care Of Your Cuckoo Clock Repairs. Please visit for more information , Keeping Your New Hardwood Floor Beautiful on how to , Handheld Shower Filter with Replacement Filters and Cartridges for Your Shower Filters perform you own basic home , How Much Do You Value Your ’s Contents? Keep Them Covered. repairs.

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